Mohamed Kalif is the Head of Financial Intermediation and Inclusion at the African Development Bank. His work covers commercial banks, insurance, leasing, regional development financial institutions, equity investments and financial inclusion, including digital payment systems throughout Africa. Before joining the Financial Sector Development of the Bank in 2010, Mohamed was the Chief Commercial Risk Officer of the African Development Bank for seven years.
Prior to joining the Bank, Mohamed was Head of project and construction finance for a commercial bank in Dubai. He was responsible for the development of the bank’s project finance activities throughout the Middle East, including Saudi Arabia, Egypt, United Arab Emirates, Oman and India. He also served as a credit manager for one of the largest banks in Saudi Arabia for four years.
Mohamed has accumulated 28 years of banking experience and corporate governance, including risk management, corporate banking and project finance lending in commercial banks, development financial sector, equity investment analysis and evaluation and digital financial services environment. Moreover, Mohamed is a board member in several regional and national development finance institutions.